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Magnifide Web Services^TM is a comprehensive B2B Internet service that is delivered by and for the mortgage industry. As an industry initiative, a charter membership organization has been developed to mirror and foster the Magnifide Web Services™ concept of trading partner collaboration.

It is our intent to assemble a community of industry leaders to promote collaboration, accelerate improvements to the industry and brand Mortgage MWS™ as delivering timely solutions in response to identified market needs.

Charter members have a voice in influencing the future course of Mortgage MWS™ industry standards. The current charter members are:

Cenlar FSB is one of the nation's leading subservicing firms and currently services a portfolio in excess of $30 billion. As a wholesale financial institution, Cenlar provides quality subservicing of mortgage loans utilizing its state of the art systems and technology to service customers in the client's name. With more than forty years of industry experience, the company is an approved seller/servicer in good standing with Fannie Mae, FHLMC, Ginnie Mae and many other state housing agencies.

Visit Cenlar's website at www.cenlar.com. Subservicing. Where your name comes first.®

Chase Manhattan Mortgage Corporation is a subsidiary of J.P. Morgan Chase & Co. (NYSE: JPM, www.jpmorganchase.com), which is a premier global financial services firm with assets in excess of $705 billion and operations in over 60 countries. The firm is a leader in investment banking, asset management, private equity, consumer banking, private banking, e-finance, and custody and processing services. Headquartered in New York, J.P. Morgan Chase serves 32 million consumer customers and over 5,000 corporate, institutional, and government clients.

Founded in 1969, Countrywide Credit Industries, Inc. is a member of the S&P 500, Forbes 500 and Fortune 500. The company provides consumer and business-to-business financial services in domestic and international markets. Consumer businesses include mortgages, consumer insurance and other retail financial products. Business-to-business activities encompass processing and technology, capital markets, and B2B insurance.

Principal subsidiaries include Countrywide Home Loans, Inc., which originates, purchases, securitizes, sells and services home loans; Full Spectrum Lending, Inc., a sub-prime residential lender; LandSafe, Inc., a provider of loan closing services; Countrywide Insurance Services, Inc., a full service insurance agency; Countrywide Capital Markets, a mortgage-related investment banker; and Balboa Life and Casualty, a national provider of property, liability and life insurance. In addition, Countrywide owns 50 percent of Global Home Loans, a European mortgage banking joint venture.

For more information about the company, visit Countrywide's Web site at www.countrywide.com.

Based in Des Moines, Iowa, Wells Fargo Home Mortgage, Inc., is a subsidiary of Wells Fargo & Company (NYSE: WFC). It is the leading originator and servicer of residential mortgages. With a presence in more than 1,200 mortgage and Wells Fargo bank stores serving all 50 states, Wells Fargo Home Mortgage operates the leading mortgage lending network in the country. Combined, its retail and wholesale lending operations provide funding for approximately one of every 15 homes financed annually in the United States. Wells Fargo Home Mortgage services loans for 4.1 million homeowners nationwide.